* { padding: 0; margin: 0; }

body {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 13px;
}
#wrapper { 
 margin: 0 auto;
 width: 922px;
}
#header {
 color: #ffffff;
 width: 900px;
 float: left;
 padding: 10px;
 border: 1px solid #ccc;
 height: 100px;
 margin: 10px 0px 0px 0px;
 background: #ffffff;
}
#navigation {
float: left;
text-align: center;
 width: 900px;
 color: #ffffff;
 padding: 10px;
 border: 1px solid #ccc;
 margin: 0px 0px 0px 0px;
 background-color: #02569e;
}
#leftcolumn { 
 color: #000000;
 border: 1px solid #ccc;
 background: #ffffff;
 margin: 0px 0px 0px 0px;
 padding: 10px;
 height: 425px;
 width: 200px;
 float: left;
}
#content { 
 float: left;
 color: #333;
 border: 1px solid #ccc;
 background: #ffffff;
 margin: 0px 0px 0px 0px;
 padding: 10px;
 height: 425px;
 width: 456px;
 display: inline;
}
#rightcolumn { 
 color: #333;
 border: 1px solid #ccc;
 background:#ffffff;
 margin: 0px 0px 0px 0px;
 padding: 10px;
 height: 425px;
 width: 200px;
 float: left;
}
#footer { 
 text-align: center;
 width: 900px;
 clear: both;
 color: #ffffff;
 border: 1px solid #ccc;
 background-color:#02569e;
 margin: 0px 0px 10px 0px;
 padding: 10px;
}

a {
color: #02569e; 
text-decoration: underline; 
font-family: Arial, Helvetica, sans-serif;
font-size: 13px;
}

a:hover {
color: #e47e29; 
text-decoration: none; 
font-family: Arial, Helvetica, sans-serif;
font-size: 13px;
}